Uninsured & Underinsured Motorist Accidents

Uninsured Motorists: Auto Accident Attorneys Serving Sarasota and Bradenton Areas

Pursuing an Underinsured or Uninsured Motorist Claim

Although Florida state law requires that motorists be able to prove their ability to pay for personal injury or property damage in the event of an auto accident by purchasing insurance, many drivers simply ignore this obligation. Many other drivers follow the law and purchase the required insurance; however, the minimum requirements tend to fall short of the amount needed to cover the costs of an accident. Often, these uninsured and underinsured motorists do not have the insurance or money to cover damages for accidents that they cause. This situation places a financial burden on innocent victims.

At Heintz & Becker, our car accident attorneys — serving Sarasota, Bradenton, and Florida clients statewide — believe that auto accident, truck accident, and motorcycle accident victims should not be forced to pay for the negligence or carelessness of other drivers. We have obtained substantial verdicts and settlements on behalf of victims throughout the Sunshine State. If you were the victim of an auto accident in which the at-fault driver was underinsured or had no insurance at all, we can help you obtain fair compensation.

You may be able to pursue a claim with your own insurance company. However, you may find that your insurance company is more concerned about their bottom line than your needs. Before you find your claim delayed, underpaid, or wrongfully denied, we encourage you to contact the auto accident attorneys of Heintz & Becker's Sarasota area office to schedule a free consultation. We can help you overcome the obstacles preventing you from securing the compensation to which you are entitled.

Uninsured Motorist Claims

If you have been involved in an accident with an uninsured motorist, you may be able to recoup expenses through uninsured motorist coverage. Uninsured motorist coverage pays for many of the things that the other person's insurance would have paid if it existed. You may be entitled to compensation for:

• Medical bills and rehabilitation costs
• Lost wages
• Pain, suffering, and disfigurement
• Emotional distress
• Loss of future earning capacity

There are some things that uninsured motorist coverage may not cover, including:

• Property damage (unless you also have collision coverage)
• Punitive damages

Contact Heintz & Becker to schedule a consultation with our auto and car accident attorneys. Serving Sarasota, Bradenton, and Florida clients statewide, we can help you obtain the fair compensation to which you are entitled.

Underinsured Motorist Claims

Underinsured motorist coverage is not the same as uninsured motorist coverage. Underinsured motorist coverage applies when the person who caused your accident has insurance but the limits aren't high enough to compensate you fully for your losses.

Florida requires that all automobile policies offer underinsured motorist benefits. This means that your own policy may pay the amount necessary to fully compensate you for your injuries over and above the amount paid by the at-fault party. Your insurance carrier then has the right to sue the underinsured driver to get the money back.

Your insurance company will work to minimize its financial culpability, but the auto accident attorneys at our Sarasota area office in Bradenton can help you obtain the compensation to which you are entitled. We understand the complexities of underinsured motorist law and the processes involved in pursuing a claim. We frequently obtain underinsured motorist settlements in cases in which the insurance company claims there is no underinsured coverage. Contact Heintz & Becker today to schedule a consultation.

Contact Our Car Accident Attorneys Serving Bradenton, Sarasota, and All of Florida

We believe that car accident victims should not be financially responsible for the negligence or carelessness of other drivers. If you are involved in an auto accident in which the at-fault driver is underinsured or has no insurance at all, you may be able to pursue a claim with your own insurance company. We can help you secure monetary compensation for your car accident injuries. Contact the auto accident attorneys at our Bradenton office – serving Sarasota and all of Florida – to schedule a free consultation.