When you purchase insurance, your insurance company owes you a duty to deal fairly and act in good faith. If your insurer acts in bad faith — that is, breaches the insurance contract in some way — you have recourse through the legal system. Good faith insurance practices require both the insurer and the policy holder to act in a "reasonable" manner.
At Heintz & Becker, our attorneys stand up to insurance companies and help victims obtain the fair compensation to which they are entitled. We have obtained millions of dollars in recoveries on behalf of past clients, and our lawyer can help you too. To schedule a free consultation to evaluate your claim, call our Sarasota area office in Bradenton at 941-748-2916.
What to Do if Your Insurance Claims Are Denied
After an auto accident or medical emergency, you expect your insurance company to make good on the terms of the policy into which you have paid. However, insurance companies sometimes refuse to pay claims that they know to be legitimate or insist upon unreasonable documentation or other requirements before paying out. These sorts of delays and denials are a breach of contract, and they deprive victims of the compensation to which they are entitled.
If your insurance company has accepted premiums but denied a valid insurance claim, you may have recourse. At Heintz & Becker, our insurance lawyer litigates claims involving auto insurance, health insurance ERISA claims, disability insurance, life insurance, and homeowners' insurance.
Representing Insurance Fraud Victims With Bad Faith Claims
Insurance fraud refers broadly to any time an insurance company breaches its implied promise of good faith by engaging in deceitful conduct in an attempt to avoid making a payment to you. If your insurance claim has been wrongfully denied, you should seek experienced legal representation to ensure that your rights are protected. Our bad faith insurance lawyer can handle your claim if:
- Your insurance company refuses to pay even though payment is due under your policy.
- Your insurance company offers payment below what is dictated by your policy.
- Your insurance company delays your payment for an unjustifiable length of time.
- Your insurance company fails to reasonably settle a case brought against you (within your policy limits), exposing you to an excess verdict.
It is also important to note that policy limits are not always set by the insurance companies. Our bad faith insurance attorneys are experienced with representing clients throughout Florida and have obtained numerous settlements and verdicts in excess of the insurance policy limit. We help victims obtain just compensation.
Contact Our Bad Faith Insurance Lawyer
Contact Heintz & Becker to schedule a free consultation with our bad faith insurance lawyers. With more than 30 years of experience handling bad faith claims, we are prepared to help you.