When you purchase insurance, your insurance company owes you a duty to deal fairly and act in good faith. If your insurer acts in bad faith — that is, breaches the insurance contract in some way — you have recourse through the legal system. Good faith insurance practices require both the insurer and the policy holder to act in a “reasonable” manner.
At Heintz Law, our attorneys stand up to insurance companies and help victims obtain the fair compensation to which they are entitled. We have obtained millions of dollars in recoveries on behalf of past clients, and our bad faith insurance lawyers can help you too.
To schedule a free consultation to evaluate your claim, call our firm at 941-748-2916. We have offices in Bradenton and Sarasota for your convenience.
What To Do if Your Insurance Claims Are Denied
After an auto accident or medical emergency, you expect your insurance company to make good on the terms of the policy that you have paid for. However, insurance companies sometimes refuse to pay claims that they know to be legitimate or insist upon unreasonable documentation or other requirements before paying out.
These sorts of delays and denials are a breach of contract, and they deprive victims of the compensation to which they are entitled.
If your insurance company has accepted premiums but denied a valid insurance claim, you may have recourse. At Heintz Law, our insurance lawyers litigate claims involving auto insurance, health insurance claims for personal injury victims, disability insurance, life insurance, and homeowners’ insurance.
Representing Insurance Fraud Victims with Bad Faith Claims
Insurance fraud refers broadly to any time an insurance company breaches its implied promise of good faith by engaging in deceitful conduct in an attempt to avoid making a payment to you. If your insurance claim has been wrongfully denied, you should seek experienced legal representation to ensure that your rights are protected. Our bad faith insurance lawyers can handle your claim if:
- Your insurance company refuses to pay even though payment is due under your policy.
- Your insurance company offers payment below what is dictated by your policy.
- Your insurance company delays your payment for an unjustifiable length of time.
- Your insurance company fails to reasonably settle a case brought against you (within your policy limits), exposing you to an excess verdict.
When the insurance company acts in bad faith, there is a potential of recovering more than the policy limit. Our bad faith insurance attorneys are experienced with representing clients throughout Florida and have obtained numerous settlements and verdicts in excess of the insurance policy limit. We help victims obtain just compensation.
Contact Our Bad Faith Insurance Lawyers
Contact Heintz Law to schedule a free consultation with our bad faith insurance attorneys. With more than 30 years of experience handling bad faith claims, we are prepared to help you.