When the Insurance Adjuster Asks You for a Tape-Recorded Interview

If you have had to file an insurance claim recently, chances are you have been through a difficult, and possibly traumatic, experience. While some cases are cut and dry and claims may be paid out easily, others involve the need for skilled legal help and may end up in a settlement or the courtroom. Car wrecks are a good example of what can go right—or wrong—when there is a significant claim. If you were struck by a negligent driver, you may have been seriously injured, forced even to spend time in the hospital, undergo physical therapy, and experience a long period of recuperation.

Some cases may result in absolutely nothing from the insurance company—no calls, no requests for records—while others may cause such an immediate flurry of calls that you are startled and a bit confused regarding what to say about the ordeal. You may be tired and in pain, and certainly not be in the mood to speak with an adjuster, and that is just fine, because if you were injured due to the negligence of another and there is a possible case, you should be referring the adjuster to your car accident attorney for all communications.

Car accidents may result in a wide range of injuries, from traumatic brain injury to paralysis, to fractured limbs, and so much more. You could be debilitated temporarily or permanently, and unable to work. Your finances may be substantially affected, and you may be owed a large settlement to compensate you for property damage and physical injury. Keep in mind that the insurance adjuster is calling to collect information and then undoubtedly, pay out as little to you as possible!

While they may ask for the basics about the accident and win you over with a friendly, charismatic manner, soon they will move on to asking for police reports, medical records—and they may even ask to record your conversation. Regarding all these issues, just keep referring them to your attorney. Going up against an insurer on your own is not a challenge you want to take on under any circumstance. Insurance adjusters may have a much different attitude when speaking with an attorney, and especially in discussing a settlement.

If you or a loved one have been injured in a car accident due to the negligence of another driver, contact the attorneys at Heintz & Becker. We’ve helped victims from Bradenton, Sarasota, and all over Florida get compensation for their damages and medical expenses after accidents. Call us for a free consultation now at 941-748-2916 or contact us online. We are here to help!

All blogs are written on behalf of Heintz & Becker for informational purposes. These articles should not, however, be considered legal advice, or in any way responsible for creating an attorney/client relationship.